Réponses aux questions fiscales canadiennes les plus populaires

Vous êtes-vous déjà demandé comment fonctionnent les impôts canadiens? If you’re employed in Canada as a working holidaymaker or a non-resident you’ll no doubt be aware that you’re paying tax to the Canadian authorities. No surprises there!

However, a HUGE amount of workers in Canada are completely unaware that they are entitled to a tax refund.

Un autre segment important est confus ou même inquiet quant à la manière d'obtenir son remboursement et ne le récupère tout simplement pas.

In other words, millions of dollars in Canadian tax refunds go unclaimed every single year.

Don’t let this happen to you!

In reality, claiming your refund is not actually that challenging. And the process gets even easier when you apply with a tax agent like Taxback.com – they do all the hard work for you!

Still, Canadian tax is a daunting and tedious subject for most people and it’s fairly likely you’ll have some questions on this topic.

With this in mind, we’ve created this useful guide to help you get a better handle on your tax obligations and entitlements.

Let’s get started.

Q. What are the tax rates in Canada?

A. Taxpayers in Canada are liable to pay both Fédéral et provincial tax on their earnings.

There is a tax-free allowance of $11,809 which means you can earn up to this amount without paying federal tax on your income.

The more you earn over this figure, the more tax you’re obliged to pay. Federal tax rates start at 15% on the first $46,605 of taxable income and provincial tax rates depend on the province where you work.

Taxpayers must make Employment Insurance and Canadian Pension Plan contributions also.

Canadian Pension Plan (RPC)

RPC offre aux cotisants et à leurs familles un remplacement partiel des gains en cas de départ à la retraite, disability or death. Almost all individuals who make over $3,500 a year working in Canada (outside Quebec – who have their own system) contribute to CPP.

Taxpayers contribute 4.95% of their gross pay in CPP for each pay period. This amounts to half of the contribution (employers pay the other half).

Employment Insurance (PAS)

The EI program provides temporary income support to unemployed workers while they look for employment or to upgrade their skills. The EI program also provides special benefits to workers who take time off work due to illness, pregnancy, caring for a new-born or newly adopted child (and more).

All employees contribute 1.63% of gross pay in Employment Insurance (PAS) for each pay period.

L'impôt canadien peut prêter à confusion, mais nous sommes là pour répondre à vos questions!

Q. Is it really worth my while applying for a tax refund?

A. Si vous aimez les grosses sommes d'argent, cela vaut vraiment la peine de demander votre remboursement d'impôt!

The average Canadian tax refund from Taxback.com is $998. Not bad!

Q. OK, now I’m interested! When can I get my tax back?

A. The Canadian tax year runs from January 1 to December 31 and you have up to five years to claim a tax refund from Canada.

For current year Canada tax refunds – if you’re working in Canada this year Taxback.com can apply for your tax refund once the tax year is over (at the start of the next year). Inscrivez-vous simplement en ligne aujourd'hui et envoyez-leur vos documents lorsque vous avez terminé le travail et ils récupéreront votre remboursement d'impôt pour vous.

For Canadian tax refunds from past years – if you worked in Canada anytime between 2008 and 2017 you can claim your Canadian tax refund right now!

Vous voulez demander un remboursement d'impôt du Canada?

Q. How much money will I get back?

A. Taxback.com will claim your maximum legal tax refund. How much will that be? Well that depends on a number of factors such as:

• Your visa
• Your earnings and tax deductions
• How long you worked for
• How much time you spent skiing instead of working

Le remboursement d'impôt canadien moyen de Taxback.com est $998.

You can use a FREE online tax refund calculator sur le site Taxback.com pour découvrir exactement combien vaudra votre remboursement.

Q. How long will it take to receive my Canadian tax refund?

A. The total estimated time for your Canadian tax rebate is three – six mois. Pourquoi? Parce que c'est le temps qu'il faudra au bureau des impôts canadien pour traiter votre déclaration (depending on how busy they are).

As soon as Taxback.com receive your refund they will contact you in order to work out the easiest and fastest way to get your cash to you.

The application process is very straightforward.

After you send your documents to Taxback.com, it’ll take them just one working week to prepare your Canadian tax return. This involves:

• Receiving and checking the documents
• Estimating your refund
• Completing your forms
• Sending them to the tax office

Q. How do I know what’s happening with my tax return?

A. You can follow the progress of your Canada tax return when you sign up for an online account. This allows you to see every step of your application.

But if you’d prefer to discuss your application over the phone, Taxback.com staff are available to talk to you in 27 offices in 20 different countries. Trouvez votre numéro de bureau local or use their Live Chat service.

Q. Quels sont les avantages d'utiliser Taxback.com?

A. Thousands of people choose Taxback.com because:

• They’ll retrieve your maximum legal tax refund
• FREE online refund estimations
• Every customer gets a Personal Online Tracking Account – you can follow your tax return every step of the way
• All of their Canadian tax returns are legal and compliant with Canada’s tax laws
• Document retrieval service
• 24-hour customer support and tax refund help
• Free phone, free fax, free post, free online tax help with our live chat!
• Multi-lingual service
• Money sent worldwide and in your local currency

Vous voulez demander un remboursement d'impôt du Canada?

Q. How much will it cost?

A. Canadian Tax Services for non-Canadians:

When you apply with Taxback.com you will not have to pay any upfront fees when you are due a refund. Instead, ils déduiront les frais du montant du remboursement une fois qu'il aura été obtenu auprès du bureau des impôts.

Pour les remboursements d'impôts canadiens, ils facturent 12.5% (plus a handling fee) of the refund received per tax year – subject to a minimum fee of $62.50 (plus a handling fee).

If you require document retrieval services for your Canada tax refund, their fee is CA$20 + (handling fee) per document.

You can find a full list of Services et frais de Taxback.com.

Q. What is a T4?

A. To file your Canadian tax return you’ll need either your T4 or your final payslip. The T4 is the official government form you’ll receive from your employer at the end of the tax year. It outlines your earnings and the amount of tax you paid. You should receive this document by the end of February.

Q. What is a final cumulative payslip?

A. Votre dernière fiche de paie cumulée est la fiche de paie jointe à votre dernier chèque de paie. It shows your year-to-date earnings and how much tax you’ve paid.

Q. Oops – J'ai perdu mes documents fiscaux! Ou Aide – I never received my documents – what can I do?

A. It’s pretty easy to lose documents in the move back home from Canada. And sometimes you might not even receive these in the first place! Vous aurez besoin d'un T4 or your cumulative payslip – in order to file your tax return and retrieve your refund.

Fortunately, Taxback.com can help you to locate the documents you need. Ils disposent d'une équipe dédiée à la recherche de documents qui traite avec les employeurs du monde entier et peut organiser pour vous des documents de remplacement..

Commencez à suivre vos documents.

Q. I worked abroad in other countries – who can help me to claim refunds from these countries?

A. Taxback.com organise des détaxes pour les personnes travaillant partout dans le monde depuis 1996. Ils offrent des remboursements d'impôts pour différents pays – Australia, Austria, Belgium, Canada, Denmark, Germany, les Pays-Bas, Ireland, Japan, Luxemburg, New Zealand, UK and the USA.

Vous voulez demander un remboursement d'impôt du Canada?